Privacy Policy

This Privacy Policy describes how Allen Media Projects ("we," "us," or "our") collects, uses, and shares information in connection with the DollarAMP mobile application for iPhone and iPad ("App") and the website located at dollaramp.com ("Website"), collectively referred to as the "Services."

DollarAMP is a companion app for YNAB subscribers. It reads the plan you keep in YNAB and projects it forward. We are not affiliated with YNAB, and using the App requires your own active YNAB account.

By using our Services, you agree to the collection and use of information in accordance with this Privacy Policy.

Information We Collect

Data From YNAB

When you connect your YNAB account, you authorize us through YNAB's own OAuth consent screen. We never ask for, receive, handle, or store your YNAB password, and we never request or store credentials for any bank or financial institution. The App reads the following from the YNAB API, solely to provide the features described on this site:

• Plans, accounts and categories, to know what you are budgeting and what balances the projection starts from.
• Scheduled transactions, to project your daily balance forward and identify the day your balance runs low.
• Transactions, to calculate spending pace, debt payoff timelines, goal progress and net worth over time.

The App's access is read-only. It does not create, change, or delete anything in your YNAB plan. We request only what these features need. We do not use YNAB data for advertising, we do not analyze it to build profiles, and we never sell it.

Information You Provide

• Plan configuration: settings you choose inside the App, such as goal definitions, debt ordering and similar preferences. These are stored only on your device.
• Communications: when you contact us for support, we collect your email address and message content.

Subscriptions and the Free Period

Every new install gets 14 days of DollarAMP free. That period is counted on your device from the first launch. It is not an Apple introductory trial, so no subscription starts and nothing is charged until you choose to subscribe.

Subscriptions are purchased, billed and renewed through your Apple account. Apple does not share your payment details with us. You can manage or cancel your subscription at any time in your Apple account settings (Settings > your name > Subscriptions).

We use RevenueCat to process and verify purchases. RevenueCat receives an anonymous app user ID that is not tied to your name or email, the device's vendor identifier (an Apple identifier specific to our apps on your device, not the advertising identifier), and your purchase history for DollarAMP. We use this to unlock the App and to see aggregate subscription reports. It is not linked to your identity, and it is not used for tracking or advertising. No financial or YNAB data is sent to RevenueCat.

App Updates

The App can download updates to its own code from our update server. That request includes only what is needed to download the update. The updater's usage statistics are turned off, so no crash, performance or usage data is sent.

Where Your Financial Data Lives

This is the most important section of this policy, and it describes how the App is actually built:

• Financial data is fetched on your device. Your iPhone or iPad talks to the YNAB API (api.ynab.com) directly and caches the response locally, inside the App's private storage.
• Our sign-in service only exchanges YNAB's authorization for access tokens when you connect and when a token is refreshed. It passes the tokens back to your device and does not store them, your YNAB data, or anything else.
• Your tokens and plan configuration are stored on your device. We never store your transaction history, balances, payees or category amounts on our servers.

How We Share Your Information

We do not sell your personal information, and we do not pass data obtained through the YNAB API to any third party.

None of these providers receives your balances, transactions, account or category names, or amounts. The App contains no advertising, does not track you across other companies' apps or websites, and does not use the advertising identifier.

We may also disclose information if required by law, or to protect the rights, safety and property of our users or ourselves.

Data Storage and Security

• All data in transit is encrypted using TLS.
• Our sign-in service does not store your tokens.
• Data on your device, including your tokens, plan configuration and cached YNAB data, is stored in the App's private storage, protected by your device passcode and its operating-system encryption.
• Access to production systems is restricted.

No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Data Retention

• Tokens, plan configuration and cached YNAB data: kept on your device only, and removed when you disconnect, sign out, or delete the App.
• Purchase records at RevenueCat and Apple: kept as needed to verify your subscription and as required by law.
• Support correspondence: kept for as long as we keep the support record. We do not delete it on a fixed schedule, because an old thread is often the fastest way to help you again. You can ask us to delete it at any time and we will.
• Records we are legally required to keep, such as transaction records for tax purposes, are retained for the period the relevant law requires.

Disconnecting and Deleting Your Data

• Disconnect in the App. This clears your tokens, plan configuration and cached data from your device. It does not, on its own, invalidate the authorization at YNAB. See the next step.
• Remove DollarAMP in your YNAB account settings. YNAB does not offer a way for an application to revoke its own authorization, so this is the step that ends our access at the source. You can do it at any time, without involving us.
• Request deletion. Email support@dollaramp.com, or use the contact form at dollaramp.com/contact. Within 30 days, we delete what we hold about you, including support correspondence, ask RevenueCat to delete your purchase records, and confirm by email.

Deleting DollarAMP data does not affect your YNAB account or the plan stored there, which remains entirely yours and under YNAB's control.

Your Choices

• Subscriptions: manage or cancel in your Apple account settings.
• Analytics on the Website: use the "Your Privacy Choices" link in the footer of this site to manage cookies and opt out of Google Analytics. Google Analytics runs on the website only, never in the App.

Changes to How We Use Your Data

If we ever wish to access a type of YNAB data not described in this policy, to write to your YNAB plan, or to use YNAB data in a way not described here, we will update this policy and ask for your consent before doing so.

Your California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA), gives you the following rights:

• Right to Know: Request the categories and specific pieces of personal information we collect, use, and disclose.
• Right to Delete: Request deletion of the personal information we hold about you.
• Right to Correct: Request correction of inaccurate personal information.
• Right to Opt Out of Sale or Sharing: Direct us not to sell or share your personal information.
• Right to Limit Use of Sensitive Personal Information: Limit our use and disclosure of sensitive personal information.
• Right to Non-Discrimination: Exercise these rights without receiving discriminatory treatment.

We do not sell your personal information. To manage cookies or opt out of analytics, use the "Your Privacy Choices" link in the footer of this site. We also honor the Global Privacy Control (GPC) signal. If your browser sends one, we treat it as a valid request to opt out of the sale or sharing of your personal information and disable analytics automatically. To exercise any other California privacy right, contact us at support@dollaramp.com.

Children's Privacy

The Services are not intended for users under 18 years of age. We do not knowingly collect personal information from anyone under 18. If we learn we have collected such information, we will delete it promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will post the updated Privacy Policy on this page and update the "Last Updated" date.

Contact Us

If you have questions about this Privacy Policy, please contact us at:

Email: support@dollaramp.com